Municipal Finance Specialist (Finance)
Job Summary
This position is primarily responsible for supporting the operational activities for the Municipal Finance department. The incumbent will support critical procedures that ensure an efficient documentation practice, including but not limited to: Application entry into the ADVANTAGE system; review and system input; customer service and support of all other critical risk management activities needed to minimize credit, documentation and operational risks in Municipal Financing.
Key Responsibilities / Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Collect all required loan/lease documentation from vendors, customers, brokers, prospects, and Municipal Finance personnel. Ensure that all loan and lease information is accurate and complete.
- Provide superior customer service to all internal and external customers and work with vendors and brokers to increase contract volumes.
- Ensure adherence to all regulatory and compliance procedures.
- File UCC's and follow up for UCC continuations and cancellations.
- Ensure lien perfection on titled equipment; insurance verification and tracking; follow-up and tracking for Municipal lease transactions.
- Serve customers by answering questions related to the general servicing of their loan or lease.
- Maintain confidentiality and security of sensitive information.
- Adhere to all corporate policies and procedures, Federal and State regulations, and laws.
- Complete all mandatory annual compliance training.
- Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection, and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.
- Perform other duties and special projects and assigned.
Job Requirements
Education:
- High School Diploma or equivalent required.
Required:
- 3+ years experience in a customer service-oriented business environment, preferably in a financial institution or similar industry.
- Proficient in Microsoft Office products.
- Ability to understand and use Bank policies and procedures to ensure operational efficiency and regulatory compliance and to understand when an exception is required.
- Ability to comprehend all federal and state banking regulations pertaining to lending and consumer finance, including fair lending laws, the Bank Secrecy Act and the US Patriot Act.
- Demonstrated problem solving ability and Effective time management skills.
- Above average communications skills with emphasis on listening and problem-solving skills.
Preferred:
- Undergraduate degree in Finance, Business Administration, Operations Management; or equivalent working experience in a related industry.
- Experience in municipal financing products, pricing, and documentation.
- Previous experience with Municipal Finance Agreements (CFA), Municipal Loans/Lease documentation.
- 1+ years experience in a lending department of a bank.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
- This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
- Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
- Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
- The employee will frequently communicate and must be able to exchange accurate information with others.
- The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
