Guardian Life Insruance
Rating Analyst I (Finance)
Serving as the first point of contact for Brokers when a Request for Proposal is received, the Rating Analyst leverages industry and local market knowledge to lead the Group Sales staff, brokers and plan holders through a streamlined and consistent process of creating and distributing competitive rates/quotes relative to in-force rates and location market conditions.
Responsible for managing the RFPs process including processing, distributing, and responding to inquiries regarding formal Proposals from brokers, sales and underwriting.
Candidate Responsibilities
Independently, or in collaboration with Sales Reps, meet with Underwriting to negotiate rates, exceptions and approvals; discuss RFP, plan design options, and multi-line options with Producers and their assistances; build strong relationships with Underwriting, Brokers and their staff, to ensure that customer needs are met while maintaining profitability and acceptable risk.
Apply Guardian and competitor information to rate, re-rate, quote and re-quote competitive proposals <1> Generate all manual rates for 1000 RFPs through the life cycle of the opportunity. This includes initial rating and re-rating necessary for the RGO to release initial quotes or re-quotes.
This will be accomplished through:
This position reports to the Team Leader, Rating and Quoting who, in turn, reports to the Director Underwriting. Functional Skills
Position Qualifications
Travel
Little to no travel required.
Every day, Guardian gives 26 million Americans the security they deserve through our insurance and wealth management products and services. Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. Today, we're a Fortune 250 mutual company and a leading provider of life, disability and other benefits for individuals, at the workplace and through government sponsored programs. The Guardian community of ~9000 employees and our network of over 2750 financial representatives is committed to serving with expertise when, where and how our clients need us. Our commitments rest on a strong financial foundation, which at year-end 2017 included $8.0 billion in capital and $1.6 billion in operating income. For more information, please visit guardianlife.com or follow us on Facebook, LinkedIn, Twitter and YouTube.
GuardianĀ® is a registered trademark of the Guardian Life Insurance Company of America.
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.